When deciding on breakdown cover it can pay to understand the way payment for the service works as it can differ considerably depending on which provider or policy you opt for.

Generally speaking there are two types of breakdown cover payment options. The first is the standard automatic service most people will be familiar with and the other, you pay for the repair upfront when the engineer is called out and then claim the money back. Below are the benefits of each type of breakdown cover.

Pay on the Day

The one fewer people are probably aware of is where you pay a local garage at the time of the callout to your breakdown and then simply keep the receipt and claim it back from the breakdown policy you have. This often means the breakdown company issuing a local company for the repair which does have a benefit in the fact that they can usually get to you faster as they are closer.

Automatic Service

The automatic payment model is one which most will associate breakdown cover with as you pay an annual fee and then if you ever break down you simply call the breakdown cover company and they will organise for a truck to come to you and either fix your car at the roadside or at a garage. You pay nothing. You will usually have a limit to the number of times you can call out the service during your subscription period.

For advice on which breakdown cover payment option would suit you best contact our team now on 0800 0199519.