by NCI
17. June 2010 14:46
When considering European breakdown cover, it is vital to consider the potential issue of multi-trips. If you do regularly go abroad in your car, then multi-trip cover is essential in order to guarantee hassle-free holidays, especially in countries where there could be language issues.
Multi-trip insurance will make sure that as a frequent traveler, you are covered for each and every trip you make, which will save you the time and effort of having to take out a new policy every time that you travel.
Most multi-trip insurance should offer twelve months protection, and this will be fairly common amongst most companies offering it. However, the benefits and the specifics of the cover may vary, so it is important to make sure that the policy you settle on does not contain any limitations that potentially will hinder you.
Examples of the limitations of multi-trip cover could be that the policy will only allow a limited amount on certain types of claims, such as setting a limit (eg £150) on garage labour. Obviously other policies could potentially be broader – offering an overall limit of £3000 in claims, for example. It is also important to consider the fact that some cover will restrict the types of claim that can be made, such as rendering the owner unable to actually claim on garage work.
Another main limitation to consider when looking at multi-trip cover as the a potential option for your European breakdown cover is the amount of days allowed within the trip: something that again, certain companies will limit in their policies.
European breakdown cover is essential for any traveler, whether in a business or personal capacity, and multi-trip cover is well worth looking at as an option.
To find out more about your European cover options contact our team now on 0800 0199519.