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Safe driving tips for older drivers

May 18th, 2017

Millions of drivers on Britain’s roads are over 65. With age comes wisdom, but unfortunately senior drivers are at a higher risk of a fatal car accident than any other age group – even more so than teenagers. With this in mind, it is important for drivers of all ages, but especially those over 65 to carefully consider whether they are fit to drive and how to make their journeys safer.

OAP in Car

Some basic tips include:

  • Have annual eye checks. It does not need stating, but good vision is vital. If you can wear glasses to improve your vision do so, but if it is too bad, do not drive.
  • An aversion to bright glares at night might signal other eye problems like glaucoma, so consult a doctor or optician for more information.
  • Exercise – it keeps you fitter and more alert so it both reduces the risk of an accident and helps you if you are in one.

Good drivers are safe drivers. Always ensure your car is in good condition and that you feel well and fit. To read more about these tips and to get more information on being a senior driver, check out this article full of safe driving tips for older adults.

To read more about these tips and to get more information on being a senior driver, check out this article full of safe driving tips for older adults. https://www.senioradvisor.com/blog/2014/12/senior-driving-tips-that-can-save-your-life/

Car Insurance – Why it is so important !

March 17th, 2016

Importance of car insurance

A good car insurance policy isn’t just about protecting your car against theft and damage: it will help provide coverage for a wide range of events and is essential for any driver.

Here are some of the often overlooked benefits that highlight the importance of a quality car insurance policy.

Personal accident cover

Nobody likes to consider the possibility that they might one day be involved in a car accident, but knowing they are covered in the invent of personal accident or injury will offer peace of mind.

Not every insurer will cover a driver in the event of a traffic accident which results in injury, but the more comprehensive polices will usually include personal accident cover. When you are purchasing or renewing a policy, make sure you are covered.

Courtesy car

With so many people being dependent on a vehicle to get to work and for family use, you really can’t afford to be without the use of car. The best insurance policies will provide a courtesy car to keep you on the road until your vehicle can be repaired or replaced. Make sure your provider has this cover for you.

Coverage overseas

Getting into an accident overseas can pose all sorts of challenges, but with insurance coverage for European holidays, you can go about your holiday worry free; if the worst should happen, your insurance company will help provide the vital support you will need in the event of an accident.

Personal belongings

A good car insurance policy doesn’t just protect you in the invent of your car being damaged or stolen: it will cover the costs of personal belongings should they get stolen or damaged and will also provide coverage in the event of a fire. However, there are some items that might not be included in the policy; this includes money, documents and tickets.

Conclusion:

Many people consider insurance an unnecessary expense, but it’s an important investment for any motorist who doesn’t want to be faced with unexpected bills, and who wants the peace of mind to know they are covered should something go wrong and remember it is also a legal requirement!

If you would like any further help or advic, please call us on 01423 504 689 or click here

With snow forecast ensure you are prepared.

January 13th, 2016

Winter can provide treacherous driving conditions for motorist; whether its falling snow or icy roads extra care and preparation are crucial to staying safe.

The below tips should provide a brief but comprehensive guide to help limit the risks and ensure your journeys suffer minimum disruption

Before You Set Off

  • Plan your route in advance, check weather and traffic reports and ensure you have allocated additional time for any delays.
  • It is illegal to drive with poor visibility so ensure all windows including rear and side windows are cleared; allow additional time in the morning if necessary. If there is snow on the roof of the car it is a good idea to clear this as well to prevent snow falling onto your windscreen when braking.

Preparing Your Car

Keep Screen wash topped up!

  • Make sure screen wash is topped up with a product that won’t freeze. There are a number of levels of screen wash and anything from -10 to -35 will be suitable. Without appropriate screen wash your windscreen wipers could be rendered useless.
  • The extra strains on battery usage for heaters and heated windscreens can have a negative effect on battery performance, especially when doing short or stop start journeys and we noted a 32% increase in call outs for battery related incidents last winter, ensure yours is prepared or where necessary replaced.
  • Remember to check your windscreen wipers are switched off before starting your engine. This could blow the fuse if they are frozen to the windscreen.
  • Ensure engine coolant (antifreeze) is between the min and max indicators, this will help protect your engine and stop the radiator freezing. This can be difficult to carry out yourself and we’d recommend you get this checked by a garage where possible.
  • Always check tyre pressures and make sure tyres are fully pumped up to manufacturer’s recommendations. The legal requirement for tread depth is 1.6mm, although we’d suggest 2mm is a bare minimum for winter with 3mm being optimum.
  • If you live in a particularly rural area it may be worthwhile investing in winter tyres. Winter tyres have different tread patterns to provide greater traction and stability and they are also made with a different compound containing a high-silica content; this softer and more pliable material provides more grip at lower temperatures.

Driving Tips

Icy roads can be dangerous, be prepared!

  • Where possible pull away in second gear, carefully easing your foot off the clutch to avoid wheel spin
  • Ensure steering, breaking and gear changes remain smooth and slow
  • If you do start to lose control and skid, steer into it maintaining your grip on the steering wheel and don’t slam on the brakes
  • Maintain a gap of up to ten times the usual distance between the car in front
  • Always be prepared.

Top tips for driving in fog

November 3rd, 2015

Driving In Fog Tips

With the fog a major cause of road traffic accidents, please have a read of these handy tips to help you stay safe.

1. Know which lights to use

Always use the dipped headlights in misty and foggy conditions.

Some cars have an automatic setting for the dipped headlights, but don’t just rely on this when turning the engine on as it may not illuminate the rear lights, which are equally as important.

Only use your fog lights if visibility is less than 100 metres, but don’t forget to turn them off when visibility improves.

And refrain from using the full beam setting for your headlights as this will only obscure your visibility when it’s foggy.

2. Ensure your windscreen is clean

The conditions that cause fog also make your windows mist up, and the dirtier the windows are the more susceptible they are to clouding up quickly. So it’s important to keep your windscreen as clean as possible to prevent this from happening.

You should also give your wing mirrors a clean before you set off to prevent them from misting up too – improving visibility all around you is paramount in foggy conditions.

3. Check your screen wash

Fog can create sprays of rain on your windscreen, so make sure you use your wipers on the intermittent setting to retain a good level of visibility.

Ensure your windscreen-washer fluid is topped up to rinse off any debris that flicks up off the road or other vehicles.

If you’re driving in freezing fog, do not use your windscreen washer unless you have non-freezing washer fluid – the screen will be covered in ice if not.

4. Drive at a consistent speed

Maintaining a steady and consistent pace will ensure you can slow down or brake early enough to avoid hazards ahead of you as well as behind.

If a vehicle behind you is following closer than you find comfortable, make sure you are going slowly enough that you are able to reduce your speed or stop without it being sudden. This will allow the car behind to not run into you.

Fog can come in patches and with different levels of density, so only increase your speed when you’re confident the fog has cleared completely.

5. Be extra vigilant for pedestrians and cyclists

Pedestrians and cyclists are extremely difficult to see in fog, so take extra caution to ensure you can cope with them.

Keep your eyes peeled and make sure you drive at a reduced speed in built-up areas, giving yourself enough time to spot them.

6. Be patient in a queue 

Fog can be dispersed by traffic, so when following a string of cars don’t be tempted to rush to the front – the car at the head of the queue may have a thicker wall of fog to contend with than the cars following further back.

7. Stay visible at all times 

If you have to stop, whether you’re waiting for help while you’re on the hard-shoulder or on a side-road, make sure you and your car are visible to other road users at all times.

Have the car’s lights on, use the hazard warning flashers, and wear a high visibility jacket to help other vehicles passing by identify you.

Winter Driving Tips from NCI Insurance

October 25th, 2015

winter driving tips

With Winter upon us our Managing Director Neil talks to Harrogate’s Stray FM about getting your car ready for the season.

Hear Neil from 11 minutes, http://www.strayextra.com/podcasts/cml/8/33.mp3

Great winter driving tips to help keep you safe on the road should the white stuff arrive this season.

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